Privacy Policy - Lowest Quote Today

Terms of Use

Effective Date: 30 May 2024

Last Updated: 30 May 2024

Lowest Quote Today and its affiliates ("we", "us") wants you to be familiar with how we collect, use, and disclose your personal information. We respect your privacy and are committed to providing a transparent notice of our privacy practices.

This policy describes the types of information we may collect from you when you visit our website or use the Lowest Quote Today, and also applies to your use of all features, applications, social media channels, content, downloads and other services that we make available through the website or application and/or that post a link to this Privacy Policy (together, the “Platform”). This policy also covers information we collect about you offline, from third parties, or when you contact us by phone. The policy describes our practices for collecting, using, maintaining, protecting, and disclosing that information.

Information Collection

We collect several types of information from and about you, including:

Information provided by you, such as name, address, email address, telephone number, and other personally identifying information. For example, We collect information from you when you fill out a form on our website or when you fill out a physical copy of a form;
Information provided by third parties about you. As part of our services, We may also collect information from your attorneys, credit reporting agencies, and third-party reporting services, including, for example, medical information, ePHI, and contact information; and
Information collected automatically as you navigate through the site. Information collected automatically may include usage details, domain address, IP addresses, internet browser, operating system, your internet connection, the equipment you use to access our Website, and information collected through cookies.

Information Use

We use information that We collect about you or that you provide to us:

to present our Website and its contents to you and to improve our website (We continually strive to improve our website offerings based on the information and feedback We receive from you);
to provide you with information or services that you request from us;
to fulfill Our obligations to you as a customer;
to provide you with notices about your account and to improve customer service (your information helps us to more effectively respond to your customer service requests and support needs);
to carry out Our obligations and enforce our rights arising from any contracts entered into between you and Us, including for billing and collection;
to notify you about changes to our Website or any products or services We offer or provide through it;
to allow you to participate in interactive features on our Website and to personalize your experience (your information helps us to better respond to your individual needs);
to enable communications to you regarding our services such as email and text;
to work with marketing partners to provide you with products or services that may be of interest to you;
to fulfill any other purpose for which you provide it and in any other way We may describe when you provide the information; and
to initiate marketing calls or text messages generated by an automated dialer or similar device from Lowest Quote Today or its representatives or affiliates to any telephone number(s) where message and data rates may apply. I understand consent is not required to make a purchase and I may revoke my consent at any time.
for any other purpose with your consent.

Disclosure of Your Information

We may disclose information that We collect about you or that you provide us directly as described in this privacy policy:

to our subsidiaries and affiliates;
to contractors, service providers, and other third parties we use to support our business;
to a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Company's assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which personal information held by Company about our Website users is among the assets transferred;
to fulfill the purpose for which you provide it. For example, to process your inquiry regarding an Lowest Quote Today service or product;
for any other purpose disclosed by us when you provide the information; or
with your consent.

We may also disclose your personal information:

to comply with any court order, law, or legal process, including to respond to any government, regulatory, or law enforcement request;
to enforce or apply our Terms and Conditions and other agreements, including for billing and collection purposes; and
if we believe disclosure is necessary or appropriate to protect the rights, property, or safety of Company, our customers, or others. This includes exchanging information with other companies and organizations for the purposes of fraud protection.

We may disclose aggregated information about our users and deidentified data or information that does not identify an individual.

Security

We have implemented reasonable measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration, and disclosure. The safety and security of your information also depends on you. Where we have given you (or where you have chosen) a password for access to certain parts of our Website, you are responsible for keeping this password confidential. We ask you not to share your password with anyone. If you have reason to believe that your interaction with us is no longer secure, please immediately notify us in accordance with the “Contact Us” section below.

Choices and Access

Your choices regarding our use of Your Information for marketing purposes.
If you prefer that we no longer send you email marketing, please opt out by using the unsubscribe instructions contained in each such email. If you prefer that we no longer send you marketing text messages, please opt out by replying “STOP” to any such message. If you prefer that we no longer place telemarketing calls to you, please inform the sales representative who calls you or email help@lowestquotetoday.com with such request.

How you can request to access, correct, update, or delete your Personal Information.
If you would like to request to correct, update, or delete Personal Information, please contact us in accordance with the “Contact Us” section below. We will respond to your request consistent with applicable law. Please note that we may need to retain certain information for recordkeeping purposes and/or to complete any transactions that you began prior to requesting deletion.

Third Party Services

This Privacy Policy does not address, and we are not responsible for, the privacy, information security, or other practices of any third parties, including any third party that advertises or places a link on the Platform. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information. The inclusion of advertising or a link on the Platform does not imply endorsement of the linked site or service by us.

Sensitive Information

Unless we request it, we ask that you not send us, and you not disclose, any sensitive Personal Information (e.g., social security numbers, information related to racial or ethnic origin, political opinions, religion or other beliefs, health, biometrics or genetic characteristics, or criminal background) on or through the Platform or otherwise to us.

Sensitive Information

Notice at Collection

The purpose of this Notice at Collection is to provide you with timely notice, at or before the point of collection, about the categories of personal information to be collected from you and the purposes for which the personal information will be used.

Your Right to Know

You have the right to request that we disclose what personal information we collect, use, disclose, and sell. You can do this through a verified consumer request. That process is described below in the section, “Submitting a Verified Consumer Request.”
We collect personal information, which means information that identifies, relates to, describes, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or household (“personal information”). The following table includes disclosures for the preceding 12 months of: categories of personal information we have collected about consumers, the categories we have disclosed for a business purpose, and categories of third parties with whom we shared the personal information during that period.

Your Right to Request Deletion of Your Personal Information

You have the right to request that we delete any of your personal information collected by us, subject to certain exceptions. You can do this through a verified consumer request. That process is described below in the section, “Submitting a Verified Consumer Request.”

We may deny your deletion request if retaining the information is necessary for us or our service provider(s) to:

Complete the transaction for which we collected the personal information, provide a good or service that you requested, take actions reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform our contract with you.
Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, or prosecute those responsible for such activities.
Debug products to identify and repair errors that impair existing intended functionality.
Exercise free speech, ensure the right of another consumer to exercise their free speech rights, or exercise another right provided for by law.
Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when the information’s deletion may likely render impossible or seriously impair the research’s achievement, if you previously provided informed consent.
Enable solely internal uses that are reasonably aligned with consumer expectations based on your relationship with us.
Comply with a legal obligation.
Make other internal and lawful uses of that information that are compatible with the context in which you provided it.

Changes to Our Privacy Notice

We reserve the right to amend this privacy notice at our discretion and at any time. When we make changes to this privacy notice, we will post the updated notice on the Website and update the notice’s effective date. Your continued use of our Website following the posting of changes constitutes your acceptance of such changes.

Contact Us

Please contact help@lowestquotetoday.com if you have any questions regarding this notice.